Where a credit analyst can go next
12 destinations recorded, ranked by how much of the target role a credit analyst already meets. The closer to the top of Table 1, the less there is to learn.
Credit analysts investigate credit applications from customers and evaluate if the applications comply with regulations and guidelines of the financial loan-granting institution. On the basis of credit analyses they advise financial institutions whether customers are loan worthy. They perform tasks such as collecting data on the loan applicant, aquire additional information from other departments or institutions and indicating what sort of agreements the financial institution should reach with the credit applicant. Credit analysts also follow up on the development of the credit portfolio of clients.
Also known as credit clerk, analyst of credits.
Technicians and associate professionals 31 skills on file 12 career moves 0 above 60% overlap Closest: credit adviser, 43%
- 70% and above · short step
- 50 to 70% · real move
- Below 50% · substantial retraining
Table 1 · Within reach
Table 2 · A bigger jump
Possible, but expect real retraining rather than a sideways step.
- credit adviser 43% covered · difficulty 60.1
- loan officer 42% covered · difficulty 59.8
- bankruptcy trustee 40% covered · difficulty 56.6
- investment manager 38% covered · difficulty 67.7
- corporate treasurer 37% covered · difficulty 62.6
- insurance rating analyst 35% covered · difficulty 61.8
- financial planner 32% covered · difficulty 74
- mortgage broker 31% covered · difficulty 69.3
- credit manager 30% covered · difficulty 73
- mergers and acquisitions analyst 30% covered · difficulty 67.3
- corporate investment banker 30% covered · difficulty 68.7
Table 3 · What the job itself asks for
A credit analyst needs 16 required skills and areas of knowledge. These 10 are the ones fewest other jobs share, so they say the most about the work.
- financial engineering business, administration and law
- advise on credit rating communication, collaboration and creativity
- analyse the credit history of potential customers information skills
- debt classification business, administration and law
- maintain credit history of clients information skills
- maintain client debt records information skills
- apply credit risk policy assisting and caring
- perform debt investigation information skills
- analyse loans information skills
- insolvency law business, administration and law
Table 4 · Jobs that lead here
The reverse view: occupations whose skills already cover much of what a credit analyst does. The figure is how much of this job each one brings.
Look up another occupation
Credit analyst is filed under Technicians and associate professionals, ISCO major group 3. The full index lists all ten groups.
How these figures were compiled
Overlap is how much of the target role is already part of a credit analyst’s work. It is directional: the figure for the reverse move differs. Every entry above opens the full comparison for that move: what carries over, what is missing, and where to start. The full method.