Personal property appraiser to insurance risk consultant
A personal property appraiser already meets 17% of what the insurance risk consultant role asks for. The move turns on 11 required skills not yet in the profile.
77.7/ 100
1 How much of what an insurance risk consultant is expected to do is already part of a personal property appraiser’s work. Directional: the figure for the reverse move differs, because moving into a speciality is not the same problem as moving out of one. 2 Every skill the insurance risk consultant role is recorded as needing, required and optional together. What these numbers mean.
Why this move works
An insurance risk consultant role treats 3 of its required skills as things a personal property appraiser already does. You would walk in with these on day one.
- analyse insurance risk
- insurance law
- obtain financial information
What stands in the way is 11 required skills the profile does not yet cover. Table 3 groups them; Table 4 says which to take first.
Table 2 · What you already bring
Of the 4 skills that carry over, these are the ones fewest other occupations ask for. An insurance risk consultant role needs them, and most people applying for one will not have them already. This is the part of a personal property appraiser background worth leading with.
- already held organise a damage assessment management skills
- already held analyse insurance risk information skills
- already held insurance law business, administration and law
- already held obtain financial information information skills
All 4 carried skills, including the 3 the insurance risk consultant role treats as required.
Table 3 · What you may need to learn
The 28 missing skills fall into 5 areas of the ESCO skill hierarchy, numbered in the order worth working in. Areas carrying the most required skills come first, and inside each one the required skills sit above the optional ones. Nothing here is a verdict on you: it is a list of what this particular job asks for that your current one does not.
- still to learn conduct financial surveys required
- still to learn estimate damage required
- still to learn advise on risk management required
- still to learn analyse financial risk required
- still to learn perform risk analysis required
- optional, not held calculate insurance rate optional
- optional, not held collect property financial information optional
- optional, not held compile statistical data for insurance purposes optional
- optional, not held create risk maps optional
- optional, not held create underwriting guidelines optional
- optional, not held produce materials for decision making optional
- optional, not held review insurance process optional
- optional, not held apply statistical analysis techniques optional
- optional, not held perform debt investigation optional
- optional, not held provide support in financial calculation optional
- optional, not held synthesise financial information optional
- still to learn principles of insurance required
- still to learn risk identification required
- still to learn types of insurance required
- optional, not held claims procedures optional
- optional, not held debt systems optional
- optional, not held modern portfolio theory optional
- still to learn actuarial science required
- still to learn survey techniques required
- optional, not held statistics optional
- still to learn prepare survey report required
- optional, not held create insurance policies optional
- optional, not held decide on insurance applications optional
Table 4 · Where to start
The 3 entries an insurance risk consultant role is least likely to hire without. The ordering is computed from the skill data, not from what pays.
- 01 actuarial science study this
- 02 conduct financial surveys practise this
- 03 estimate damage practise this
Each entry opens a course search for that skill. Career Overlap earns nothing from these links.
Appendix · The rest of the record
All 4 skills that carry over
- already held analyse insurance risk skill
- already held insurance law knowledge
- already held obtain financial information skill
- already held organise a damage assessment skill
17 supplementary skills, helpful but not required
- optional, not held calculate insurance rate optional
- optional, not held claims procedures optional
- optional, not held collect property financial information optional
- optional, not held compile statistical data for insurance purposes optional
- optional, not held create risk maps optional
- optional, not held create underwriting guidelines optional
- optional, not held decide on insurance applications optional
- optional, not held produce materials for decision making optional
- optional, not held review insurance process optional
- optional, not held apply statistical analysis techniques optional
- optional, not held create insurance policies optional
- optional, not held debt systems optional
- optional, not held modern portfolio theory optional
- optional, not held perform debt investigation optional
- optional, not held provide support in financial calculation optional
- optional, not held statistics optional
- optional, not held synthesise financial information optional
15 held skills the insurance risk consultant role does not ask for
- not needed by the target role analyse insurance needs skill
- not needed by the target role art-historical values knowledge
- not needed by the target role assess customer credibility skill
- not needed by the target role calculate value of gems skill
- not needed by the target role compile appraisal reports skill
- not needed by the target role determine resale value of items skill
- not needed by the target role estimate restoration costs of antique items skill
- not needed by the target role estimate value of clocks skill
- not needed by the target role estimate value of musical instruments skill
- not needed by the target role estimate value of used goods skill
- not needed by the target role estimate value of used jewellery and watches skill
- not needed by the target role evaluate art quality skill
- not needed by the target role perform market research skill
- not needed by the target role research market prices for antiques skill
- not needed by the target role risk management knowledge
9 gaps that are knowledge rather than practice
Knowledge gaps usually close through study. Practical skill gaps usually need something you can point at.
- still to learn actuarial science required
- still to learn principles of insurance required
- still to learn risk identification required
- still to learn survey techniques required
- still to learn types of insurance required
- optional, not held claims procedures optional
- optional, not held debt systems optional
- optional, not held modern portfolio theory optional
- optional, not held statistics optional
Other moves recorded from personal property appraiser
Common questions about this move
Can a personal property appraiser become an insurance risk consultant?
Yes, and it is a career change move. A personal property appraiser already covers 17% of what an insurance risk consultant is expected to do: 4 skills carry over, 3 of which the insurance risk consultant role treats as required.
What skills does a personal property appraiser need to become an insurance risk consultant?
11 required skills are missing, plus 17 optional ones. They fall into 5 areas of the ESCO skill hierarchy, led by information skills. The single most important is actuarial science.
How hard is the move from personal property appraiser to insurance risk consultant?
Its learning distance is 77.7 out of 100, which is the career change band. That accounts for both how much is missing and how specialised those skills are.
How this record was compiled
Both occupations are taken from ESCO, which lists the skills and knowledge each occupation is expected to have and marks every one required or optional. Nothing here is a prediction about hiring, and nothing here knows that a particular employer wants a particular certificate. Treat Table 3 as a starting point for your own research rather than a syllabus. The full method states what these figures can and cannot tell you.