Career Overlap Transition record Edition 1 · ESCO v1.2.1
Table 1Transition record

insurance fraud investigatortoproperty insurance underwriter

A insurance fraud investigator already meets 37% of what the property insurance underwriter role asks for. The move turns on 9 required skills not yet in the profile.

From insurance fraud investigator
37%
Overlap1
To property insurance underwriter
9 Skills carried over
9 Required, not held
62.6 Difficulty2
adjacent 0–30
moderate 30–55
substantial 55–75
career change 75–100
this move, 62.6

This move: 62.6 of 100 · substantial

1 Share of the property insurance underwriter role’s weighted skill requirement already met by the insurance fraud investigator profile. Required skills count in full, supplementary skills at 0.35. Directional: the figure for the reverse move differs. 2 Combines what is missing with how specialised it is, so a gap of general skills scores easier than the same number of narrow ones.

Table 2

Table 2 · What you already bring

Of the 9 skills that carry over, these are the ones fewest other occupations ask for. A property insurance underwriter role needs them, and most people applying for one will not have them already. This is the part of a insurance fraud investigator background worth leading with.

Skill the target role also needs Area
  • already held analyse claim files information skills
  • already held claims procedures business, administration and law
  • already held review insurance process information skills
  • already held insurance law business, administration and law
  • already held collect property financial information information skills
  • already held principles of insurance business, administration and law

All 9 carried skills, including the 8 the property insurance underwriter role treats as required.

Table 3

Table 3 · What you would need to learn

The 24 missing skills fall into 4 areas of the ESCO skill hierarchy, numbered below in the order worth working in: the areas carrying the most required skills come first, and inside each one the required skills sit above the supplementary ones.

Skill to acquire Tier
01 communication, collaboration and creativity 3 required, 6 supplementary
  • required, not held handle incoming insurance claims required
  • required, not held review investment portfolios required
  • required, not held track changes in text editing required
  • optional, not held advise on insurance policies optional
  • optional, not held negotiate on asset value optional
  • optional, not held analyse insurance needs optional
  • optional, not held create insurance policies optional
  • optional, not held handle financial disputes optional
  • optional, not held manage contract disputes optional
02 business, administration and law 3 required, 2 supplementary
  • required, not held real estate underwriting required
  • required, not held mortgage loans required
  • required, not held property law required
  • optional, not held insurance market optional
  • optional, not held real estate market optional
03 information skills 2 required, 4 supplementary
  • required, not held assess coverage possibilities required
  • required, not held analyse insurance risk required
  • optional, not held calculate insurance rate optional
  • optional, not held create underwriting guidelines optional
  • optional, not held estimate damage optional
  • optional, not held examine mortgage loan documents optional
04 management skills 1 required, 3 supplementary
  • required, not held develop investment portfolio required
  • optional, not held decide on insurance applications optional
  • optional, not held manage loan applications optional
  • optional, not held organise a damage assessment optional
Table 4

Table 4 · Where to start

The 3 entries a property insurance underwriter role is least likely to hire without. The ordering is computed from the skill data, not from what pays.

Each entry opens a course search for that skill. Career Overlap earns nothing from these links.

Appendix

Appendix · The rest of the record

All 9 skills that carry over
Skill Type
  • already held actuarial science knowledge
  • already held analyse claim files skill
  • already held analyse financial risk skill
  • already held claims procedures knowledge
  • already held insurance law knowledge
  • already held principles of insurance knowledge
  • already held review insurance process skill
  • already held types of insurance knowledge
  • already held collect property financial information skill
15 supplementary skills, helpful but not required
Skill to acquire Tier
  • optional, not held advise on insurance policies optional
  • optional, not held calculate insurance rate optional
  • optional, not held create underwriting guidelines optional
  • optional, not held decide on insurance applications optional
  • optional, not held estimate damage optional
  • optional, not held manage loan applications optional
  • optional, not held negotiate on asset value optional
  • optional, not held analyse insurance needs optional
  • optional, not held create insurance policies optional
  • optional, not held examine mortgage loan documents optional
  • optional, not held handle financial disputes optional
  • optional, not held insurance market optional
  • optional, not held manage contract disputes optional
  • optional, not held organise a damage assessment optional
  • optional, not held real estate market optional
17 held skills the property insurance underwriter role does not ask for
Skill Type
  • not needed by the target role assess customer credibility skill
  • not needed by the target role assist police investigations skill
  • not needed by the target role classify insurance claims skill
  • not needed by the target role conduct financial audits skill
  • not needed by the target role debt systems knowledge
  • not needed by the target role detect financial crime skill
  • not needed by the target role document evidence skill
  • not needed by the target role fraud detection knowledge
  • not needed by the target role interpret law skill
  • not needed by the target role interview insurance claimants skill
  • not needed by the target role manage claim files skill
  • not needed by the target role manage claims process skill
  • not needed by the target role obtain financial information skill
  • not needed by the target role perform debt investigation skill
  • not needed by the target role prepare financial auditing reports skill
  • not needed by the target role present evidence skill
  • not needed by the target role trace financial transactions skill
5 gaps that are knowledge rather than practice

Knowledge gaps usually close through study. Practical skill gaps usually need something you can point at.

Skill to acquire Tier
  • required, not held real estate underwriting required
  • required, not held mortgage loans required
  • required, not held property law required
  • optional, not held insurance market optional
  • optional, not held real estate market optional
Index
Note

How this record was compiled

Both occupations are taken from ESCO, which lists the skills and knowledge each occupation is expected to have and marks every one required or optional. Nothing here is a prediction about hiring, and nothing here knows that a particular employer wants a particular certificate. Treat Table 3 as a starting point for your own research rather than a syllabus. The full method states what these figures can and cannot tell you.